La différence entre la valeur d’un logement à l’achat et à la revente est très variable. En 2021, le prix de vente est plus de deux fois supérieur au prix d’achat actualisé de l’inflation dans un peu plus d’un cas sur cinq ; il est à l’inverse inférieur dans près d’un tiers des ventes. La plus-value est très sensible au cycle immobilier. Ainsi, les biens acquis entre 2006 et 2010, alors que les prix immobiliers étaient très élevés, génèrent des plus-values beaucoup plus faibles, voire négatives, lors de leur revente en 2021 que les logements acquis après et surtout avant cette période. Plus la date d’achat du bien est ancienne, plus la variabilité de la plus-value est importante, en particulier pour les maisons situées dans les zones rurales à habitat dispersé ou très dispersé ou dans les bourgs ruraux. La plus-value médiane des appartements, et des maisons dans une moindre mesure, augmente avec la tension sur le marché locatif.
Capital gains on real estate in France in 2021
The difference between the purchase price and resale value of a property varies greatly. In 2021, the sale price is more than twice the inflation-adjusted purchase price in just over one in five cases; conversely, it is lower in nearly one-third of sales. Capital gains are highly sensitive to the real estate cycle. Thus, properties acquired between 2006 and 2010, when real estate prices were very high, generate much lower, or even negative, capital gains when resold in 2021 than properties acquired after and, above all, before this period. The longer ago the property was purchased, the greater the variability in capital gains, particularly for houses located in rural areas with scattered or very scattered housing or in rural towns. The median capital gain on apartments, and to a lesser extent on houses, increases when the rental market is tight.
The difference between the purchase price and resale value of a property varies greatly. In 2021, the sale price is more than twice the inflation-adjusted purchase price in just over one in five cases; conversely, it is lower in nearly one-third of sales. Capital gains are highly sensitive to the real estate cycle. Thus, properties acquired between 2006 and 2010, when real estate prices were very high, generate much lower, or even negative, capital gains when resold in 2021 than properties acquired after and, above all, before this period. The longer ago the property was purchased, the greater the variability in capital gains, particularly for houses located in rural areas with scattered or very scattered housing or in rural towns. The median capital gain on apartments, and to a lesser extent on houses, increases when the rental market is tight.
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